Bad Credit Loans

Our secured loans are available for homeowners who have perhaps had a few problems in the past with late payments on accounts. 1 in 5 of the population have had defaults or CCJs and in this financial climate it is becoming more common.

If you have had problems it does not mean you would not be considered for a bad credit secured loan as we use the equity in your property. This means the loan is secured against your house which the lenders use as a guarantee. It is better to take out a secured loan as you may not be considered for an unsecured loan.

Repayments may be slightly more as the lenders take into consideration poor credit history. Do not let this deter you. Loans can be taken out for 5 to 25 years and depending on your circumstances payments can be spread over a longer period. You could improve your credit rating by clearing all your debts and taking out a secured loan.

Apply today for a bad credit loan with loan for homeowner and take the pressure out of searching. We will not search the market without speaking to you first. Numerous searches could affect your credit rating. The amount you could borrow will be less than the value of your property as lenders take into account the recovery of their loans. Filling our application form or requesting a callback puts you under no obligation. So contact us today and let us work to provide you with a fast professional service.

If you want a loan, take a look at our loan repayment calculator to see how much you could save, then apply HERE for a no obligation quote.